Direct Loans

Direct Stafford Loans, from the William D. Ford Federal Direct Loan Program, are low-interest loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school. Eligible students borrow directly from the U.S. Department of Education at participating schools. 


Direct Loan Eligibility Requirements   

  • You must file a FAFSA
  • You must be enrolled in at least six degree applicable units.
  • You must meet academic progress standards as outlined in our SAP Policy  
  • You must be a high school graduate or have a high school equivalency and not be concurrently enrolled in high school
  • You must not be receiving Title IV financial aid at another higher education institution

Loan Borrower Instructions

You must first complete a FAFSA​ and your financial aid eligibility must be determined before applying for a loan.

Step 1: Complete the Loan Master Promissory Note (MPN) and Entrance Counseling. Step 2: Complete the MCC Loan Request Form

Your financial aid eligibility must be determined before applying for a loan. Submit a COMPLETED Direct Loan Request form to the Financial Aid Office.  Requests submitted with missing or blank information will not be accepted or processed.

2023-2024 Direct Loan Request​  


Student Loan Application Deadlines

Students must complete the above steps prior to the deadline for the semester the loan is being requested.  

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